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Financial Advisor 🧠
Be honest, numbers don't lie.
1. Financial Profile
Monthly Net Income ($)
Do you have an Emergency Fund?
Yes, I'm secure (6+ months)
Partial (2 months)
No, I live paycheck to paycheck
Work Hours / Day
Work Days / Week
2. Purchase Details
Item Price ($)
Payment Method
Cash (Full Payment)
Credit Card (Full Payoff)
Installments / Debt (Interest)
Usage Frequency
Daily (Phone, Bed, Laptop)
Weekly (Clothes, Hobby)
Monthly
One-time (Party, Event)
3. Psychology & Impact
Expense Type
Want / Luxury
Necessary Need
Investment / Self-Growth
Joy Factor
Solves a major problem / High Joy
Temporary Pleasure
Impulse Buy
Analyze Decision 🤖
Purchase Recommendation Score
0%
...
Opportunity Cost (The Shock)
If invested in S&P 500 (8% return) for 5 years, this would be:
$0
Deep Analysis
Time Cost (Hours):
0 Hrs
Time Cost (Days):
0 Days
Real Price (w/ Interest):
$0
Cost Per Use:
$0